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Home > 15945 W COTTONWOOD Street, Surprise, AZ 85374 (MLS# 7001098)

15945 W COTTONWOOD Street, Surprise, AZ 85374

$397,499
Property Type: Residential Bedrooms: 4 Baths: 3 Square Footage: 1,949 Lot Size (sq. ft.): 6,213 Status: Active
Current Price: $397,499 Last Modified: 4/24/2026

Description

ASSUMABLE 5% FHA LOAN & OWNED SOLAR. This Home Comes With Fully Owned Solar, No Lease! Located In Mountain Vista Ranch, This Beautifully Upgraded 4 Bed, 2.5 Bath Home Features New Wood Laminate Flooring, Fresh Carpet, And Interior Paint. The Kitchen Offers Refinished Cabinetry, Updated Hardware, And A Stylish Backsplash. Enjoy A Spacious Open-Concept Great Room And Convenient Downstairs Powder Room. Upstairs Offers Generous Bedrooms, While The Primary Suite Includes A Large Walk-In Closet, Upgraded Shower, And Private Toilet Room. The Backyard Is Designed For Relaxation With Lush Greenery, Pet-Friendly Turf, And A Side Deck For Added Outdoor Living. Great Curb Appeal In A Peaceful Setting; Come See Today!

More Information MLS# 7001098

Contract Information

Type: Exclusive Right To Sell Ownership: Fee Simple Co-Ownership (Fractional) Agreement YN: No List Price: $397,499 Status: Active Current Price: $397,499 List Date: 2026-03-19

Location, Tax & Legal

Assessor's Map #: 77 Legal Description (Abbrev): LOT 128 MOUNTAIN VISTA RANCH PARCEL 7 AMENDED MCR Assessor's Parcel #: 599 Tax Municipality: Surprise Taxes: 1145 House Number: 15945 Compass: W Street Name: COTTONWOOD St Suffix: Street City/Town Code: Surprise State/Province: AZ Zip Code: 85374 Zip4: 5710 Country: US County Code: Maricopa Assessor Number: 501-77-599 Subdivision: MOUNTAIN VISTA RANCH PARCEL 7 AMENDED Tax Year: 2025

General Property Description

Dwelling Styles: Detached # of Interior Levels: 2 Full Bathrooms: 2 Half Bathrooms: 1 Approx SQFT: 1949 Price/SqFt: 203.95 Approx Lot SqFt: 6213 Approx Lot Acres: 0.143 Horses: N Builder Name: Unknown Elementary School District: Dysart Unified District High School District: Dysart Unified District Elementary School: Kingswood Elementary School Jr. High School: Kingswood Elementary School High School: Dysart High School Community Pool Y/N: No Private Pool Y/N: No Fireplace YN: No Dwelling Type: Single Family Residence Exterior Stories: 2 # Bedrooms: 4 Total Bathrooms: 3 Year Built: 1999

Legal Info

Range: 1W Section: 6 Township: 3N Lot Number: 128

Special Listing Cond

N/A: 1

Construction

Wood Frame: 1

Const - Finish

Stucco: 1

Roofing

Tile: 1

Association & Fees

HOA Y/N: Y HOA Disclosure/Addendum Affirmation: Yes HOA Transfer Fee: 400 HOA Fee: 90 HOA Paid Frequency: Quarterly HOA Name: Mountain Vista Ranch HOA Telephone: 602-957-9191 HOA Management Company: AAM HOA Management Phone: 602-957-9191 Special Assessment HOA: No HOA 2 Y/N: N PAD Fee Y/N: N Cap Improvement/Impact Fee: 0 Cap Improvement/Impact Fee $/%: $ Prepaid Association Fees HOA: 0 Disclosure Fees HOA: 0 Other Fees HOA: 0 Land Lease Fee Y/N: N Rec Center Fee Y/N: N Ttl Mthly Fee Equiv: 30

Showing Notification Methods

Showing Service: Aligned Showings Email: 1

Lockbox Type

Supra: 1

Architecture

Other: 1

Master Bathroom

Full Bth Master Bdrm: 1 Double Vanity: 1

Master Bedroom

Upstairs: 1 Not Split: 1

Add'l Property Use

None: 1

Flooring

Carpet: 1 Tile: 1 Wood: 1

Window Features

Dual Pane: 1

Community Features

Biking/Walking Path: 1 Children's Playgrnd: 1

Dining Area

Formal: 1 Dining in LR/GR: 1 Dining in FR: 1

Heating

Electric: 1

Kitchen Features

Dishwasher: 1 Disposal: 1 Electric Oven: 1 Kitchen Island: 1 Laminate Counters: 1 Built-in Microwave: 1 Pantry: 1 Refrigerator: 1

Cooling

Ceiling Fan(s): 1 Central Air: 1

Interior Features

Vaulted Ceiling(s): 1

Laundry

Washer Included: 1 Dryer Included: 1 Inside: 1

Basement

Basement Y/N: N

Separate Den/Office

Sep Den/Office Y/N: N

Road Access Type

City Street: 1

Road Surface Type

Asphalt: 1

Road Responsibility

City Maintained Road: 1

Technology

3+ Exist Tele Lines: 1 Cable TV Avail: 1 High Speed Internet: 1 Security System Leased: 1

Fencing

Block: 1

Water Source

City Water: 1

Exterior Features

Covered Patio(s): 1 Patio: 1

Spa

None: 1

Sewer

Sewer - Public: 1

Parking Spaces

Slab Parking Spaces: 2 Total Covered Spaces: 2 Garage Spaces: 2

Parking Features

Garage Door Opener: 1

Irrigation

None: 1

New Financing

Cash: 1 VA: 1 Conventional: 1 FHA: 1 1031 Exchange: 1

Energy/Green Feature

Solar Panels: 1

Plumbing

Electric Hot Wtr Htr: 1

Solar Panels

Ownership: Owned Outright

Utilities

APS: 1

Existing 1st Loan

FHA: 1

Property Description

North/South Exposure: 1

Landscaping

Gravel/Stone Back: 1 Grass Front: 1 Yrd Wtring Sys Front: 1 Yrd Wtring Sys Back: 1 Auto Timer H2O Front: 1 Auto Timer H2O Back: 1

Services

City Services: 1

Horse Features

See Remarks: 1

Items Updated

Floor Yr Updated: 2023 Floor Partial/Full: Partial Roof Yr Updated: 2023 Roof Partial/Full: Partial

Disclosures

Seller Discl Avail: 1 Agency Discl Req: 1

Possession

By Agreement: 1 Close of Escrow: 1

Association Fee Incl

Common Area Maint: 1

Assoc Rules/Info

Prof Managed: 1

Remarks Misc

Cross Street: Bell Road & Reems Road Directions: From Reems, west on Bell, south on Mountain Vista, south on 158th Dr, west on Cottonwood, home on the south side of road. Geo Lat: 33.633168 Geo Lon: -112.403493

Property Features

Special Listing Cond: N/A Add'l Property Use: None Architecture: Other Master Bathroom: Full Bth Master Bdrm; Double Vanity Master Bedroom: Upstairs; Not Split Flooring: Carpet; Tile; Wood Window Features: Dual Pane Spa: None Community Features: Biking/Walking Path; Children's Playgrnd Dining Area: Formal; Dining in LR/GR; Dining in FR Kitchen Features: Electric Oven; Disposal; Dishwasher; Built-in Microwave; Refrigerator; Pantry; Laminate Counters; Kitchen Island Laundry: Washer Included; Dryer Included; Inside Interior Features: Vaulted Ceiling(s) Technology: 3+ Exist Tele Lines; Cable TV Avail; High Speed Internet; Security System Leased Exterior Features: Covered Patio(s); Patio Parking Features: Garage Door Opener Road Access Type: City Street Road Surface Type: Asphalt Road Responsibility: City Maintained Road Construction: Wood Frame Const - Finish: Stucco Roofing: Tile Cooling: Central Air; Ceiling Fan(s) Heating: Electric Plumbing: Electric Hot Wtr Htr Utilities: APS Water Source: City Water Irrigation: None Sewer: Sewer - Public Services: City Services Fencing: Block Property Description: North/South Exposure Landscaping: Gravel/Stone Back; Grass Front; Yrd Wtring Sys Front; Yrd Wtring Sys Back; Auto Timer H2O Front; Auto Timer H2O Back Horse Features: See Remarks Showing Notification Methods: Email Lockbox Type: Supra Possession: By Agreement; Close of Escrow Association Fee Incl: Common Area Maint Existing 1st Loan: FHA New Financing: Cash; VA; FHA; Conventional; 1031 Exchange Disclosures: Seller Discl Avail; Agency Discl Req
Listing Office: Realty ONE Group
IDX
Last Updated: April - 24 - 2026
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