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18261 W Poston Drive, Surprise, AZ 85387

$410,000
Property Type: Residential Bedrooms: 4 Baths: 2 Square Footage: 1,789 Lot Size (sq. ft.): 5,175 Status: Active
Current Price: $410,000 Last Modified: 8/23/2026

Description

ASSUMABLE FHA LOAN AT ONLY 4.875%! Qualified buyers may have the opportunity to assume this low-rate loan with as little as 5% down, potentially saving hundreds each month compared to current market rates! Welcome to this beautiful 4-bedroom, 2-bath home in North Copper Canyon! Built in 2024, this single-story home features an open layout, granite countertops, kitchen island, walk-in pantry, split primary suite, covered patio, and 2-car garage. Enjoy fantastic community amenities including a pool, pickleball courts, playground, and biking/walking paths. A rare opportunity to own a nearly new home while taking advantage of an incredible assumable FHA loan--don't miss this one!

More Information MLS# 7066650

Contract Information

Type: Exclusive Right To Sell Ownership: Fee Simple Co-Ownership (Fractional) Agreement YN: No List Price: $410,000 Status: Active Current Price: $410,000 List Date: 2026-08-14

Location, Tax & Legal

Assessor's Map #: 83 Legal Description (Abbrev): LOT 83 NORTH COPPER CANYON PARCEL 2.1 MCR 170847 Assessor's Parcel #: 848 Tax Municipality: Surprise Taxes: 1391 House Number: 18261 Compass: W Street Name: Poston St Suffix: Drive City/Town Code: Surprise State/Province: AZ Zip Code: 85387 Zip4: 1309 Country: US County Code: Maricopa Assessor Number: 503-83-848 Subdivision: NORTH COPPER CANYON PARCEL 2.1 Tax Year: 2025

General Property Description

Dwelling Styles: Detached # of Interior Levels: 1 # Bedrooms: 4 Full Bathrooms: 2 Half Bathrooms: 0 Total Bathrooms: 2 Approx SQFT: 1789 Price/SqFt: 229.18 Approx Lot SqFt: 5175 Approx Lot Acres: 0.119 Horses: N Builder Name: Century Communities Elementary School District: Dysart Unified District High School District: Dysart Unified District Elementary School: Asante Preparatory Academy Jr. High School: Asante Preparatory Academy High School: Willow Canyon High School Community Pool Y/N: Yes Private Pool Y/N: No Fireplace YN: No Dwelling Type: Single Family Residence Exterior Stories: 1 Year Built: 2024

Legal Info

Range: 2W Section: 15 Township: 4N Lot Number: 83

Special Listing Cond

N/A: 1

Construction

Blown Cellulose: 1

Const - Finish

Painted: 1 Stucco: 1 Low VOC Paint: 1

Roofing

Tile: 1

Association & Fees

HOA Y/N: Y HOA Disclosure/Addendum Affirmation: Yes HOA Transfer Fee: 150 HOA Fee: 62 HOA Paid Frequency: Monthly HOA Name: Kestrel Prop Mgmt HOA Telephone: 4808937515 Special Assessment HOA: No HOA 2 Y/N: N PAD Fee Y/N: N Cap Improvement/Impact Fee: 0.75 Cap Improvement/Impact Fee $/%: % Prepaid Association Fees HOA: 0 Disclosure Fees HOA: 250 Other Fees HOA: 100 Other Fees Description: DOCUMENT RUSH FEE (if aplicable) Com Facilities Distr: N Land Lease Fee Y/N: N Rec Center Fee Y/N: N Ttl Mthly Fee Equiv: 62

Showing Notification Methods

Showing Service: Aligned Showings

Lockbox Type

Supra: 1

Architecture

Ranch: 1

Master Bathroom

3/4 Bath Master Bdrm: 1 Double Vanity: 1 Private Toilet Room: 1

Master Bedroom

Split: 1

Additional Bedroom

Master Bedroom Walk-in Closet: 1

Add'l Property Use

None: 1

Flooring

Carpet: 1 Tile: 1

Window Features

Dual Pane: 1 ENERGY STAR Qualified Windows: 1 Low-Emissivity Windows: 1 Vinyl Frame: 1

Community Features

Biking/Walking Path: 1 Children's Playgrnd: 1 Pickleball: 1

Dining Area

Dining in LR/GR: 1

Heating

Electric: 1

Kitchen Features

Dishwasher: 1 Disposal: 1 Electric Oven: 1 Kitchen Island: 1 Built-in Microwave: 1 Pantry: 1 Walk-in Pantry: 1 Granite Counters: 1

Cooling

ENERGY STAR Qualified Equipment: 1 HVAC SEER Rating: 15 Programmable Thmstat: 1 Central Air: 1

Interior Features

9+ Flat Ceilings: 1

Laundry

Washer Hookup: 1 Inside: 1

Basement

Basement Y/N: N

Separate Den/Office

Sep Den/Office Y/N: N

Technology

Cable TV Avail: 1 High Speed Internet: 1

Fencing

Back Yard: 1 Block: 1

Water Source

Pvt Water Company: 1

Community Pool Features

Cabana: 1 Fenced: 1 Outdoor: 1

Exterior Features

Covered Patio(s): 1

Spa

None: 1

Sewer

Sewer - Public: 1

Parking Spaces

Slab Parking Spaces: 2 Total Covered Spaces: 2 Garage Spaces: 2

Parking Features

Garage Door Opener: 1

New Financing

Cash: 1 VA: 1 Conventional: 1 FHA: 1

Utilities

APS: 1

Existing 1st Loan

FHA: 1

Existing 1st Loan Terms

Assume - Qualify: 1

Landscaping

Gravel/Stone Front: 1 Desert Front: 1

Unit Style

All on One Level: 1

Disclosures

Seller Discl Avail: 1

Possession

Close of Escrow: 1

Association Fee Incl

Common Area Maint: 1

Assoc Rules/Info

Pets OK (See Rmrks): 1 No Visible Truck Trailer RV Boat: 1 Rental OK (See Rmks): 1 Prof Managed: 1

DPR Eligible

DPR Eligible: Yes

Remarks Misc

Cross Street: Grand Ave & Deer Valley Rd Directions: From Grand Ave, head west on Deer Valley Rd. Turn right on 183rd Ave and continue into North Copper Canyon to Poston Dr. Geo Lat: 33.691682 Geo Lon: -112.451639

Property Features

Special Listing Cond: N/A Add'l Property Use: None Architecture: Ranch Master Bathroom: 3/4 Bath Master Bdrm; Double Vanity; Private Toilet Room Master Bedroom: Split Additional Bedroom: Master Bedroom Walk-in Closet Flooring: Carpet; Tile Window Features: Dual Pane; ENERGY STAR Qualified Windows; Low-Emissivity Windows; Vinyl Frame Community Pool Features: Cabana; Fenced; Outdoor Spa: None Community Features: Biking/Walking Path; Children's Playgrnd; Pickleball Dining Area: Dining in LR/GR Kitchen Features: Electric Oven; Disposal; Dishwasher; Built-in Microwave; Pantry; Walk-in Pantry; Granite Counters; Kitchen Island Laundry: Washer Hookup; Inside Interior Features: 9+ Flat Ceilings Technology: Cable TV Avail; High Speed Internet Exterior Features: Covered Patio(s) Parking Features: Garage Door Opener Construction: Blown Cellulose Const - Finish: Painted; Stucco; Low VOC Paint Roofing: Tile Cooling: Central Air; Programmable Thmstat; ENERGY STAR Qualified Equipment Heating: Electric Utilities: APS Water Source: Pvt Water Company Sewer: Sewer - Public Fencing: Back Yard; Block Landscaping: Gravel/Stone Front; Desert Front Lockbox Type: Supra Possession: Close of Escrow Unit Style: All on One Level Association Fee Incl: Common Area Maint Existing 1st Loan: FHA Existing 1st Loan Terms: Assume - Qualify New Financing: Cash; VA; FHA; Conventional Disclosures: Seller Discl Avail
Listing Office: eXp Realty
IDX
Last Updated: August - 23 - 2026
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