One of the many decisions you must make at the time of closing your home is how you will hold title to the home. While most buyers don’t spend a lot of time thinking about this, how the deed to your home is titled could...
Is it time to downsize? There are many reasons for downsizing: financial, environmental, transitioning to an empty nester lifestyle, or simply a desire to simplify one’s life. Whether it’s a home post-retirement or a vacation home or even a home to create a simpler lifestyle,...
One of the biggest shopping days of the year is almost here AND you’ve also made the decision to purchase a home. Deciding where you want to live, and what you want your home to look like are the fun part. But, figuring out the...
The information we receive about what is important when applying for mortgages seems to change daily. One of the more confusing aspects of this process is how important your credit score actually is. According to www.lendingtree.com, there are both “official” and “unofficial” credit scores that...
Whether you are considering listing your home for sale, and making much needed updates to maximize your ROI (return on investment), or whether you’d like to update your existing home, you are probably going to be enlisting the services of a contractor. Like most fields,...
What exactly is title insurance? And, why is it necessary when purchasing a home? The simplest explanation is that title insurance is another form of insurance for your home. Just as homeowner’s and flood insurance protect against loss from theft or fire or floods, title...
Real estate experts are heralding the return of a stronger real estate market, post the 2007 recession. Therefore, nowadays more people are choosing to buy homes instead of rent homes. Arguably, while there are several advantages to renting a home such as reduced maintenance costs...
Why do you need a realtor if the Internet shows you all of the homes for sale? There are three major reasons why using a realtor to look for and buy your home will serve you better than going the DIY route. While the numerous property...
When financing a mortgage for a home, there are a few mortgage loan terms that you will need to be familiar with: pre-qualification and pre-approval. Here’s a quick summary of these two terms: Pre-qualification is typically the first step that you will take with a potential...