For most people, changing employers will not really affect your ability to qualify for a mortgage loan, especially if you are going to be earning more money. However, for some homebuyers, the effects of changing jobs can be disastrous to your loan application. How Changing Jobs...
Unless you’ve been involved in several real estate transactions, or you work in the field of real estate, you may not understand exactly what closing costs entail. You’re not alone, as these costs can be confusing to those not in the know. Here’s a crash...
If you’re thinking of buying a house, now is a great time to take advantage of the affordability that comes with low mortgage rates. This is especially great news for many buyers who were unable to purchase last year, or earlier this year due to...
With mortgage interest rates at an all-time low, many first-time homebuyers are ready to buy. But are you really ready? Why Do I Want to Buy a House? Before you start house shopping, ask yourself why you want to buy a house. Many first-time homebuyers are pressured...
Buying a home is often referred to as the “American Dream.” While there are many obvious benefits of owning a home, there are also some that are not so obvious. 1-Stable Monthly Payments If you choose a fixed-rate mortgage, then your monthly payments will remain mostly the...
With mortgage rates at all-time lows and an uncertain future due to the current Covid-19 pandemic, is now a good time to buy a home? It may feel contradictory to purchase a home at this time, however, for people who feel confident about their job...
Building your dream home from the ground up can be exciting. You get to choose your lot, the floor plan, the interior finishes and any upgrades. There is a common misconception when you’re buying a new construction home that you don’t need to work with...
Hey Everyone, Elise Fay here—hope you are all doing well and taking care of one another. Concerns about the global impact Covid-19 will have on the economy are real. And they’re scary, as the health and wellness or our families, friends and loved ones are...
The Coronavirus is having a mixed impact on the housing market. It may be decreasing buyer traffic, yet it’s also not deterring some home buyers and sellers from taking advantage of the lowest mortgage rates in history. To help keep my buyers and sellers healthy during...
As we finish the first quarter of 2020, I have some surprising facts to share: -As we move into 2020 there are currently 12,742 active listings or homes for sale in our marketplace. -As we entered into 2019, we had 16,428 homes ofr sale. No one predicted...